Financisto

installment on credit card

Asked by Rômulo Nascimento

Hello Developer,

If it is possible in a future release, providing the option of an installment purchase made by credit card. It will be helpful for many users is common in Brazil as a partial purchase on a credit card. How would this option? Suppose I bought a product on 12/07 that has a cost of 1000. I wish to divide this amount in 4 equal portions, then we have 4 x 250. Assuming that the bill of my credit cards have expiration on 23/07, then the item description on the invoice will come in the following way "purchase made (01/04), value 250". In subsequent months the following descriptions will "purchase made (02/04), value 250" due on 23/8, "purchase made (03/04), value 250" due on 23/09 and "purchase made (04/04), value 250" due on 23/10. I hope you understood my suggestion.

Best regard's.

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Revision history for this message
Denis Solonenko (denis-solonenko) said : 		#1

Is my understanding correct that you want to see bill reminders for the payments?

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David de Aquino (smiledag) said : 		#2

Dear Denis, this is the biggest issue of credit cards, split purchases, and the rest of that was not paid for if the invoice is $ 300 and the person made ​​a payment of $ 100, was to be left for another 200 months $, 0 but the program informs the next month is another very important factor is the payment card, as if paying by transfer or simple scheduled transfer this value is not computed in spending, if the option is disabled transfer into reports then it would be useful to choose which transfers will generate spending. Here are good suggestions https://blueprints.launchpad.net/financisto/+spec/individual-inclusion-of-transfers-in-report
If you need help I'm available, I am programmer in sql and I know a little asp and java

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wagner martins rosa (taynewgar) said : 		#3

 i came here looking exacly for that, cause here im brazil installments are really common. id like to suggest explain a little bit further too: when we split purchases the total of the purchase, lets say 1.000 should be debited from my card limit and the payments should be split in months. like this: i buy an ipad for 1000 and want to pay for that in 4 equal amounts of 250. the total 1000 would be depleted from my card limit but the installments would be debited from another account once per month in a total of 4 months. on each month my card limit should be credited by 250 for the payment of the bill

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